Mortgage Services

Get structured mortgage support to understand your financing options, prepare the required documentation and navigate the UAE property finance process with greater confidence.

Residential Spaces at Al Bakhit Centre
Structured Support From Start To Finish.

Clear guidance for buyers exploring property finance in the UAE.

Residential Spaces at Al Bakhit Centre
01
Service Overview

A Smarter Way To Navigate Property Finance.

Buying with a mortgage involves eligibility checks, bank requirements, valuations and several key decisions. Our role is to simplify the journey and help you understand what to expect at each stage.

  • Mortgage Option Guidance
    Understand the financing routes available for your purchase.
  • Documentation Support
    Know exactly which documents you need before you apply.
  • Pre-Approval Support
    We help you understand the lender’s initial requirements, organise the necessary documents and prepare for the mortgage pre-approval process so you can move forward with a clearer idea of your potential budget.
  • Application Assistance
    Structured support from pre-approval through to final offer.

Less Complexity. More Confidence.

Mortgage terms can vary significantly between lenders. Interest rates, fixed and variable periods, loan-to-value limits, fees and eligibility requirements can all affect the true cost of financing. Requirements may also differ for residents, non-residents, salaried applicants and business owners.

MIVA Real Estate helps you understand these differences before you move forward. We support you in comparing relevant options, preparing the required documentation and navigating the application process with greater clarity.

This will fit the design much better.

The UAE Central Bank does indeed regulate mortgage LTV limits differently by buyer/property category, so describing the mortgage landscape as dependent on buyer status, property type and lender requirements is appropriate.

Four Steps. One Clear Journey.

A simple process that keeps your property finance journey organised from first conversation to final approval.

01

Consultation

We understand your property goals, budget and financing requirements.

02

Initial Assessment

We review your eligibility and discuss suitable mortgage options.

03

Preparation

We help you organise the documents required for pre-approval and application.

04

Support

We assist you through relevant application, valuation and financing stages.

Designed For Different Property Buyers.

Home Buyers

Buyers exploring financing for a residential home in the UAE.

Property Investors

Investors looking to finance new or additional acquisitions.

Non-Resident Buyers

Overseas buyers exploring mortgage options for UAE property.

Not Sure Where To Start With Your Mortgage?

Tell us about your property plans and financing requirements, and we'll help you understand the next steps.

Talk To Our Team

Frequently Asked Questions

We help you understand your financing options, prepare the required documents and move through the application process step by step.

Mortgage options are available to eligible non-resident buyers, although lending criteria, available products and financing limits may differ from those offered to UAE residents.

Requirements vary by lender and applicant profile, but commonly requested documents may include a passport, UAE residence documents where applicable, proof of income or employment, recent bank statements and supporting financial information. Self-employed applicants may also need company and business documentation.

It's often helpful. Pre-approval gives you a clearer budget and can make your offer stronger when you find the right property.

Potentially, yes. Mortgaged properties may qualify subject to the applicable Golden Visa requirements and supporting documentation. Our team can help you understand the requirements relevant to your property and circumstances.

If your property investment may qualify for long-term UAE residency, our team can also guide you through the Golden Visa eligibility and application process.

Not Sure Where To Start With Your Mortgage?

Tell us about your property plans and financing requirements, and we'll help you understand the next steps.

Talk To Our Team

Get your personal Dubai
investment plan

Begin with a private, complimentary 30-minute video consultation with one of our senior advisors. Within 48 hours, a handpicked written shortlist arrives, tailored to your goals. No pressure, no commitment.

    Get in Touch

    Begin with a private, complimentary 30-minute

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